Category: Health Insurance

Affordable Insurance Inc is here to help the residents in the larger Mountain Home, AR area meet all of their insurance needs. We want to ensure that our community has the protection that insurance can provide.

Benefits of preventative care when it comes to health insurance

Having a good health insurance policy is a great way to ensure that you get the preventive care you need. When you have a policy that covers such services, many people find that they are more likely to seek preventative care. 

You are more likely to detect a condition or illness that could soon turn serious with preventative care. As we all know, catching and treating many conditions early on is an effective way to prevent them from becoming more serious.

If you want to enjoy good health for many years, receiving regular and thorough physicals is a great way to start. Choosing a health care plan that allows you to receive preventative care at little or no cost is an effective way to continue enjoying good health.

We all want to protect our health and wellness, and receiving preventative care that is right for your situation and lifestyle is one great way to achieve that goal. Please don’t wait until it’s too late to protect your health. Act now and protect your wellness by receiving the preventative care that best meets your needs.

Don’t delay. Call today!

Affordable Insurance Inc is here for our friends and neighbors in the Mountain Home, AR area. If you have questions about health insurance, we are here to help. Call or stop by our office today!

Choosing a health insurance plan is one of the most stressful things most people do every year. So much depends on getting it right. It could be the greatest insurance globally, but if the deductible is so high you never get it to cover anything, it doesn’t do you much good. It also has to be affordable because no one wants to be insurance-poor. At Affordable Insurance Inc in Mountain Home, AR, we have 25 years of experience providing the personal care all of our customers deserve and have come to expect. 

Deductible

The deductible on a health insurance policy is the amount you must pay out of pocket before your health insurance coverage begins. High deductible policies can be very high and even mean nothing will get paid by your health insurance. Basically, it protects you from catastrophic illness or accidents. 

Copay

The copay is your portion of the covered service you receive. Your insurance pays the agreed-upon amount, and you pay a copay.  

HSA/FSA

These are health care savings accounts that allow you to put money into an account before paying taxes on them. The money can be used to pay the medical expenses you have in your deductible or copay. 

Network

The network is the providers contracted with a particular carrier to provide services at an agreed-upon price. With most health insurance types, you either use specific services within the network or will get the best price for using other services outside the network. 

HMO/PPO

An HMO and a PPO are both types of managed care health insurance. The basic difference is in a PPO, you can go outside the network for services, but you will pay more. If you go outside the network in an HMO, the service will most times not be covered. 

Contact Affordable Insurance Inc in Mountain Home, AR, when you have health insurance questions.